Our Life Insurance Knowledge


We’re experience life insurance agents and not a call center. You’ll be working with a professional life insurance expert that will research insurance companies in order to provide you with the most affordable life insurance rates. We listen to our client’s and care about their life insurance needs.

Since we are an independent agency, we can shop your case to various companies. We are not limited to just one company, we have access to over 50 insurance companies. Our specialty is dealing with individuals that have high-risk or impaired-risk medical conditions.

Our staff is very familiar with numerous medical conditions and is knowledgeable in the insurance companies “sweet spots” or niche underwriting guidelines. Since each insurance company is going to look at heath conditions differently, we make it a point to know our clients medical history first. We’ll have a brief discussion regarding your overall health history and then we’ll start our research for the best insurance company for you. Once we have received the tentative offers from the insurance carriers we will review them and present you with the best rates.

We have a passion for helping those in need for life insurance. We go above and beyond in assisting our clients with this very important purchase. We will find you the best rate that you can qualify for.

If you’re in the market for life insurance, please feel free to contact us or submit request online today! One of our experienced agents will be contacting you shortly.


“Highrisklifeinurances.com, was able to cover me with a life insurance policy when most others could not. I had a prior health issue which made me a challenging client. Despite this health issue, I was issued a standard rate policy. Other companies stated that I’d have to wait a year without another health issue, before they’d even consider a policy for me. A standard rate policy seems an impossibility. I’m thrilled to have found Highrisklifeinsurances.com, I couldn’t ask for finer service!”

Mark Wingler, MI